Rates Effective as of
May 1, 2013
*Based upon funds being on deposit for one year at this rate. Interest bearing checking and savings accounts are variable rate accounts. Fees could reduce earnings on these accounts. Rates may change at any time without prior notice. We will accept deposits from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. Please visit one of our eight locations to open an account.Checking & Savings
Checking Accounts
Account Type Minimum to Earn Interest Interest Rate *Annual Percentage Yield Basic Checking This is a non-interest bearing account NOW Account $1,000.00 0.05% 0.05% Super NOW Account $2,500.00 0.10% 0.10% Super NOW Account $1,000.00 0.05% 0.05% Business Checking This is a non-interest bearing account
Savings Accounts
Account Type Minimum to Earn Interest Interest Rate *Annual Percentage Yield Statement $ 200.00 0.15% 0.15% Christmas Club $ 100.00 0.15% 0.15% Money Market $ 2,500.00 0.10% 0.10% Money Market $ 1,000.00 0.05% 0.05% Gold Money Market $50,000.00 0.30% 0.30% Gold Money Market $25,000.00 0.20% 0.20% Gold Money Market $ 2,500.00 0.10% 0.10%







