Home Equity Loan Rates
Rates Effective as of April 30, 2013
The following loan rates are available for properties located within the Lower Eastern Shore of Maryland, Accomack County, Virginia and Lower Delaware.
Primary/Secondary Residence - First Lien - Maximum Loan to Value = 80%
| Product | Max. Term | Interest Rate | APR | *Payment per $1,000.00 |
|---|---|---|---|---|
| Fixed Rate | 15 Yrs. | 4.000% | 4.000% | $7.40 |
Primary/Secondary Residence - Second Lien - Maximum Loan to Value = 80%
| Product | Max. Term | Interest Rate | APR | *Payment per $1,000.00 |
|---|---|---|---|---|
| Fixed Rate | 15 Yrs. | 4.50% | 4.50% | $7.65 |
No closing costs on Home Equity loans.
Home Equity Loans are available for owner-occupied, single family residences.
Payments do not include amounts for taxes and insurance premiums, if applicable.
Home Equity Line of Credit Loans Available - Please call for current rate information
*Monthly loan payment per $1,000 borrowed is based on the interest rate and maximum loan term quoted for each loan product.
Annual Percentage Rate is based on the index for the week of:
April 30, 2013
For more information describing the features of Home Equity Loans, please contact your nearest branch office or e-mail.
Subject to Credit Approval.
The interest rates quoted are subject to revision without prior written notice.






