Regular CD
A certificate of deposit (CD) offers the security of FDIC-insurance while locking into a competitive interest rate for a term you choose.
- $500 minimum opening balance
- Terms available from 3 months to 5 years
- Interest credited quarterly
- Interest transfers are available
- Non-IRA certificates may be pledged as collateral for a share loan
- CDs automatically renew
Rising Rates CD
Offers the option of increasing the interest rate once during the term to our current interest rate being offered at that time
- $500 minimum opening balance for most terms
- $10,000 minimum opening balance for 24-month Rising Rate CD
- Choose a term of 18, 24, or 60 months
- Interest credited quarterly
- Interest transfers are available
"Add To" CD Account
A great option if you are just building a nest egg or to help your children save
- $200 minimum opening balance
- 12 month term
- Make additional deposits anytime during the term
- Interest credited at maturity
Freedom CD
Offers one withdrawal of principal and interest penalty free during the term
- $500 minimum opening balance
- 10 month term
- Interest credited quarterly
Coverdell Education Savings Plans
A valuable tool for saving for a child’s education
- Annual contribution limit of $2,000 for each child*
- Invest the funds in any of our IRA CD terms
- Tax-free distributions and tax-free earnings*