Checking Account Rates

Add the following services to your Basic, eChecking, NOW or Super NOW account:

• No annual fee VISA Debit Card
• Direct Deposit – or automatic transfers
• eStatements – Access up to 18 months of statements; faster and more secure than paper
• Internet Banking with Bill Pay
• Mobile Banking – Enjoy banking on the go from your phone or tablet
• Overdraft Protection from a savings, checking or money market account
• Text Message Banking – Access your accounts quickly by using simple text commands

Designed for consumers desiring a low cost, low balance account

• $100 minimum opening balance
• First order of “Independence style” checks is free at account opening
• No monthly maintenance service charge when the average daily balance for the cycle is $100 or more; $7.50 monthly maintenance service charge if average daily balance falls below $100
• eStatements or Paper Statements are available
• Unlimited check writing

Ideal for consumers who want Internet Banking and eStatements

• $50 minimum opening balance
• No monthly maintenance service charge when the average daily balance for the cycle is $50 or more; $5.00 monthly maintenance service charge if average daily balance falls below $50
• Monthly maintenance service charge waived if primary tax owner is between 18 and 22 years of age or 62 and older
• Internet Banking and eStatements are required
• Unlimited check writing

Our most popular consumer checking account

• $100 minimum opening balance
• First order of “Independence style” checks is free at account opening
• Earn interest monthly when daily balance exceeds $2,500
• No monthly maintenance service charge when the average daily balance for the cycle is $1,000 or more; $7.50 monthly maintenance service charge if the average daily balance falls below $1,000
• eStatements or Paper Statements are available
• Unlimited check writing

Ideal for those consumers who want to be rewarded with a higher interest rate

• $500 minimum opening balance
• First order of “Independence style” checks is free at account opening
• Earn a higher interest rate when daily balance exceeds $5,000
• No monthly maintenance service charge when the average daily balance for the cycle is $1,000 or more; $7.50 monthly maintenance service charge if the average daily balance falls below $1,000
• eStatements or Paper Statements are available
• Unlimited check writing

As a Community Minded financial institution, we are happy to offer this checking account to qualified non profit organizations and non profit corporations as part of our on-going commitment to serving the needs of residents on the Delmarva Peninsula.

• No minimum balance requirement to open the account
• No monthly maintenance service charge
• Earn a higher interest rate when daily balance exceeds $5,000
• eStatements or Paper Statements are available
• Unlimited check writing

Designed for unincorporated associations  such as youth sports groups, bowling leagues and small local community associations.

• $100 minimum opening balance
• No monthly maintenance service charge when the average daily balance for the cycle is $100 or more; $7.50 monthly maintenance service charge if average daily balance falls below $100
• eStatements or Paper Statements are available
• Unlimited check writing