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Checking & Savings

Rates Effective as of December 1, 2018

Checking Accounts

Account TypeMinimum to Earn InterestInterest Rate*Annual Percentage Yield
Basic CheckingThis is a non-interest bearing account
eCheckingThis is a non-interest bearing account
NOW Checking$2,500.000.05%0.05%
Super NOW Checking$5,000.000.10%0.10%
Super NOW Checking$2,500.000.05%0.05%
Non Profit NOW Checking$5,000.000.10%0.10%
Non Profit NOW Checking$2,500.000.05%0.05%
Community CheckingThis is a non-interest bearing account
Business CheckingThis is a non-interest bearing account

Savings Accounts

Account TypeMinimum to Earn InterestInterest Rate*Annual Percentage Yield
Statement Savings$ 200.000.15%0.15%
Christmas Club$ 100.000.15%0.15%
Money Market$ 2,500.000.20%0.20%
Money Market$ 1,000.000.15%0.15%
Gold Money Market$250,000.000.25%0.25%
Gold Money Market$100,000.000.25%0.25%
Gold Money Market$50,000.000.20%0.20%
Gold Money Market$25,000.000.20%0.20%
Gold Money Market$ 2,500.000.15%0.15%

The minimum balance to open a Gold Money Market is $25,000.00.   Click to learn about other Checking and Savings minimum opening balance requirements.
*Based upon funds being on deposit for one year at this rate.

Interest bearing checking and savings accounts are variable rate accounts. Fees could reduce earnings on these accounts. Rates may change at any time after account opening without prior notice.

We will accept deposits from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. Please visit any of our branch locations to open an account.

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
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