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Current Rates
7 Yr Fixed Mortgage 2.964% APR
7 Yr Fixed Lot Loan 2.992% APR
Statement Savings  0.10% APY
24 Month CD 0.40% APY
  • Attention Bill Pay Users:  We will be performing maintenance on our Bill Pay application on Sunday, March 7th from 12:01a.m. to 6:00a.m EST.  Bill Pay will not be available during this maintenance window.
  • Coronavirus Update - Effective Tuesday, December 8, 2020, First Shore Federal will temporarily restrict access to our branch lobby areas to protect the health and safety of our customers, employees, vendors and the communities we serve.  Our drive-up teller windows will remain open.  The Main Office located at 106 S. Division Street in Salisbury, MD will continue to allow lobby access and strict social distancing will be encouraged.
    • We are limiting banking services inside our offices to appointment only, please call your local branch to schedule an appointment.
    • And of course, when you do a transaction in person, we ask that you wear a face covering and respect social distancing guidelines to allow 6' feet between people.
  • For information regarding the Economic Impact Payments, also known as stimulus payments, please visit this IRS webpage.  To see if your payment has been deposited into your account, you can view account history using Internet Banking or contact your local branch office.
  • Notice to our Money Market and Statement Savings Accountholders:  Effective immediately and until further notice, we are temporarily suspending enforcement of the six-transfer limit for all Money Market and Statement Savings accounts.  Please click to learn more.
  • Let your Certificate of Deposit work for you!  A Share Loan Line of Credit provides easy access to funds without having to dip into your savings.


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Harland Clarke


First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
Equal Housing LenderFDIC