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Current Rates
20 Yr Fixed Mortgage 4.338% APR
Home Equity 15 Yr Max 5.250% APR
Money Market 0.15% - 0.25% APY
60 Month CD 2.75% APY
  • Effective December 31, 2018, our hours will change at our Civic Avenue Branch office located at 1116 Mt. Hermon Road, Salisbury:
    • Lobby Hours: Mon - Thurs 8:30am to 3:00pm, Friday 8:30am to 6:00pm
    • Drive Up Hours: Mon - Thurs 8:30am to 5:00pm, Friday 8:30am to 6pm and Saturday 8:30am to 12:00pm .
  • Watch Your Money Grow - With rates as high as 2.75% APY, open a CD today and start earning more on the money you have worked so hard to save!
  • Fraud Monitoring - as easy as sending a text - We want to make sure that using your debit card is always as safe and convenient as possible, that's why we use text alerts as part of our ongoing fraud monitoring program.


Click to learn more about Text Message Banking
Text Message Banking
Click to learn more about Construction Loans
Construction Loans
Click to order checks online
Harland Clarke


First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
Equal Housing LenderFDIC