Fee Schedule

THE FOLLOWING FEES MAY APPLY TO YOUR ACCOUNT:

Account History Print Out (per page)	$2.50
Account Inactivity Fee (annually) Checking - no activity for 24 months Savings - no activity for 24 months	10.00 10.00
Account Research (per hour, 1 hour minimum)	25.00
Debit Card Replacement Fee	10.00
ATM Transaction Fee Customer Non-customer	No Charge 2.00
Cashier's Check Fee	7.50
Check Printing - Harland Clarke Check Order Billing	Cost varies according to style ordered
Club Premature Closeout Fee	10.00
Copy of Check/Deposit Ticket/Statement	5.00
Counter Checks - For DDA (per 3)	3.00
Early Account Closeout Fee (Closing account open less than 3 months)	10.00
Insufficient Funds Fee (Paid/Returned) - Per Item *Created by Check, In-Person Withdrawal, or Electronic Means (Other than ATM or POS Transactions)	30.00*
IRA Transfer Fee (outgoing)	25.00
IRA Custodial Fee	No Charge
Items Presented for Collection Fee	25.00
Levies/Garnishments (Other attachments to account)	100.00
Locking Depository Bags (in excess of 2 per account) Lost Key Replacement Fee (per key) Replace Lost Lockbag	10.00 10.00 10.00
Overdraft Protection Transaction Fee (per item)	6.00
Replacement for Lost Bank Check or Dividend Check	5.00
Stop Payment Fee (Check or electronic transfer item)	25.00
Wire Transfers: - Outgoing Domestic Wire Transfer Fee - Outgoing Foreign Wire Transfer Fee	20.00 50.00
- Incoming Domestic Wire Transfer Fee - Incoming Foreign Wire Transfer Fee	10.00 25.00