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Fee Schedule

THE FOLLOWING FEES MAY APPLY TO YOUR ACCOUNT:

Account History Print Out (per page) $2.50
Account Inactivity Fee (annually)
    Checking - no activity for 24 months
    Savings - no activity for 24 months

10.00
10.00
Account Research (per hour, 1 hour minimum) 25.00
ATM/Debit Card Replacement Fee 10.00
ATM PIN Replacement Fee 5.00
ATM Transaction Fee
    Customer
    Non-customer

No Charge
    2.00
Cashier's Check Fee 7.50
Certified Check Fee 7.50
Check Printing - Harland Clarke Check Order Billing Cost varies according to style ordered
Club Premature Closeout Fee 10.00
Copy of Check/Deposit Ticket/Statement 5.00
Counter Checks - For DDA (per 3) 3.00
Deposit Account Reject Item 2.50
Early Account Closeout Fee (Closing account open less than 3 months) 10.00
Electronic Transfer Manual Charge 5.00
Electronic Transfer Origination 7.50
Fax Fee (in or out) 1.00

Insufficient Funds Fee (Paid/Returned)
*Created by Check, In-Person Withdrawal, or Electronic Means (Other than ATM or POS Transactions)

35.00*
Internet Banking No Charge
Internet Banking with Bill Pay
eChecking

No Charge
Internet Banking with Bill Pay Option
Basic, NOW or Super NOW (1st 3 months free)
Pay 3 or fewer eBills
or Pay 4 or more eBills


2.95
No Charge
IRA Transfer Fee (outgoing) 25.00
IRA Custodial Fee No Charge
Items Presented for Collection Fee 25.00
Levies/Garnishments (Other attachments to account) 100.00
Locking Depository Bags (in excess of 2 per account)
    Lost Key Replacement Fee (per key)
    Replace Lost Lockbag
10.00
10.00
10.00
Lost CD Fee 5.00
Overdraft Protection Transaction Fee (per item) 6.00
Photocopy Fee (per page) 0.25
Reg. D Excess Debits Fee (per occurrence)
   Fee for exceeding the permissible number of transactions from a 
   Money Market/Gold MM during a monthly statement cycle
7.50
Replacement for Lost Bank Check or Dividend Check 5.00
Returned Deposited Item Fee 5.00
Stop Payment Fee (Check or electronic transfer item) 25.00
Wire Transfers:
    - Outgoing Domestic Wire Transfer Fee
    - Outgoing Foreign Wire Transfer Fee

20.00
50.00

    - Incoming Domestic Wire Transfer Fee
    - Incoming Foreign Wire Transfer Fee

10.00
25.00

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
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