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Products and Services - Manufactured Home Only Loans

Manufactured Home-Only Loans

Manufactured homes, often referred to as mobile homes, are affordable housing options found across the country.  Millions of Americans call these manufactured houses home, and the houses are gaining in popularity.  If you are interested in obtaining a manufactured home, you want to find the right financing to help you achieve your goal.

Financing Options

Whether you're purchasing a new manufactured (mobile) home or refinancing your existing loan, our manufactured home lenders at First Shore Federal are here to help.  We have a variety of loan terms and down payments options with competitive rates to fit your individual needs.

We finance manufactured homes (mobile homes) in parks or on private property located within the Lower Eastern Shore of Maryland, Accomack County in Virginia, and Lower Delaware.  We also offer manufactured home and land loans, which cover the home as well as the land it is on.  Please contact us for more information.

  • Fixed-rate loans available on new and used manufactured homes
  • No application fee
  • No penalty for prepayment of the loan

Trusted Experience

First Shore Federal has more than 49 years of experience helping consumers finance and purchase manufactured homes.

Additionally, in an article from the American Banker, First Shore ranked as the ninth largest lender of mobile home loans among thrifts in the country.  Our manufactured home lenders have the experience you need to find the best manufactured home loans for you.

Competitive Loan Rates

When you borrow from First Shore Federal, your loan stays here and we don't sell your loan.  Since our beginning in 1953, our mission has been to serve the residents of the Lower Eastern Shore by offering competitive loan products.  That commitment doesn't stop when you settle on your new manufactured home loan.

Simple Payments

Once you determine the manufactured home loan rate and payment that work best for you, financing is easy.  You can make your payments in a variety of ways:  by mail, electronically, or in person at one of our convenient branch locations.

Apply for a Manufactured Home Loan Today!

If you're ready to begin the process for manufactured home financing, simply start your online loan application and select the location with whom you would like to work with.  Or feel free to call our Manufactured Home Loan Department Woman shaking hands during manufactured home loan settlementat 1-800-634-6309 to receive an application package and mail your application package to:

First Shore Federal
220 Washington Street
Millsboro, DE  19966

Once we receive your application, one of our manufactured home lenders will contact you.  If you have any questions regarding manufactured home loans, manufactured home loan rates, or our other services, feel free to contact us.

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
Equal Housing LenderFDIC