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Certificate of Deposit/IRA CD Rates

Rates Effective as of December 1, 2018

 

Regular CD/IRA Accounts

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
3 - 5 Months$500.00$2500.15%0.15%
6 - 11 Months$500.00$2500.15%0.15%
12 - 17 Months$500.00$2501.99%2.00%
18 - 23 Months$500.00$2500.25%0.25%
24 - 35 Months$500.00$2501.10%1.10%
36 - 47 Months$500.00$2502.23%2.25%
48 - 59 Months$500.00$2502.23%2.25%
60 Months$500.00$2502.72%2.75%

 

Rising Rate CD/IRA Accounts

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
18 Months$500.00$2501.00%1.00%
24 Months$10,000.00$10,000.001.00%1.00%
60 Months$500.00$2502.23%2.25%

Rising rate certificates have the option of increasing the interest rate on your certificate once during the term to our current interest rate being offered at that time.

"Add To" CD Account

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
12 Months$200.00N/A1.74%1.74%

 

Freedom CD/IRA Account

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
10 Months$500.00$2500.10%0.10%

 

Variable Rate IRA Account

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
18 MonthsN/A$252.462.48

Rates may change on the Variable Rate IRA account at any time after account opening without prior notice.

*Based upon funds being on deposit for one year at this rate. A penalty is imposed for early withdrawals.

We will accept deposits from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. Please visit any of our branch locations to open an account.

 

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
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