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Certificate of Deposit/IRA CD Rates

Rates Effective as of April 15, 2024

 

Regular CD/IRA Accounts

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
3 - 5 Months$500.00$2501.00%1.00%
6 - 11 Months$500.00$2501.24%1.25%
12 - 17 Months$500.00$2503.21%3.25%
15 Month Special$500.00$2503.94%4.00%
18 - 23 Months$500.00$2503.21%3.25%
24 - 35 Months$500.00$2502.97%3.00%
33 Month Special$500.00$2503.21%3.25%
36 - 47 Months$500.00$2501.99%2.00%
48 - 59 Months$500.00$2502.97%3.00%
60 Months$500.00$2503.21%3.25%

 

Rising Rate CD/IRA Accounts

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
18 Months$500.00$2503.70%3.75%
24 Months$10,000.00$10,000.003.46%3.50%
60 Months$500.00$2502.48%2.50%

Rising rate certificates have the option of increasing the interest rate on your certificate once during the term to our current interest rate being offered at that time.

"Add To" CD Account

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
12 Months$200.00N/A1.74%1.74%

 

Freedom CD/IRA Account

TermMinimum to Open for CDsMinimum to Open for IRAsInterest Rate*Annual Percentage Yield
10 Months$500.00$2501.00%1.00%

 

*Based upon funds being on deposit for one year at this rate. A penalty is imposed for early withdrawals.

We will accept deposits from residents of the Eastern Shore of Maryland, Virginia's Eastern Shore and lower Delaware. Please visit any of our branch locations to open an account.

 

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
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