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Home Equity Loan Rates

Rates Effective as of October 10, 2017

The following loan rates are available for properties located within the Lower Eastern Shore of Maryland, Accomack County, Virginia and Lower Delaware.

Primary/Secondary Residence - First Lien - Maximum Loan to Value = 80%

ProductMax. TermInterest RateAPR*Payment per $1,000.00
Fixed Rate5 Yrs.4.000%4.000%$18.42
Fixed Rate10 Yrs.4.250%4.250%$10.25
Fixed Rate15 Yrs.4.500%4.500%$7.66

Primary/Secondary Residence - Second Lien - Maximum Loan to Value = 80%

ProductMax. TermInterest RateAPR*Payment per $1,000.00
Fixed Rate15 Yrs.4.500%4.500%$7.66

No closing costs on Home Equity loans.
Home Equity Loans are available for owner-occupied, single family residences.

Manufactured Homes:  Certain restrictions apply based on the first lienholder for Primary/Secondary Residences.  Call for more information.

Payments do not include amounts for taxes and insurance premiums, if applicable.

Home Equity Line of Credit Loans Available - Please call for current rate information

*Monthly loan payment per $1,000 borrowed is based on the interest rate and maximum loan term quoted for each loan product.
Annual Percentage Rate is based on the index for the week of: October 10, 2017

For more information describing the features of Home Equity Loans, please contact your nearest branch office or e-mail.

Subject to Credit Approval.

The interest rates quoted are subject to revision without prior written notice.

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
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