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Manufactured Home Only Loans

Rates Effective as of October 1, 2021

The following loan rates are available for manufactured homes located within the Lower Eastern Shore of Maryland, Accomack County, Virginia and Lower Delaware.

New & Current Year Single and Double Wide Manufactured Home Only

ProductDown PaymentMax. TermInterest RateAPR*Payment per $1,000.00
Fixed Rate10%10 Yrs.6.00%6.000%$11.10
Fixed Rate20%10 Yrs.5.25%5.250%$10.73
Fixed Rate30%10 Yrs.5.00%5.000%$10.61
Fixed Rate10%15 Yrs.6.25%6.250%$8.57
Fixed Rate20%15 Yrs.5.50%5.500%$8.17
Fixed Rate30%15 Yrs.5.25%5.250%$8.04
Fixed Rate10%20 Yrs.6.50%6.500%$7.46
Fixed Rate20%20 Yrs.6.00%6.000%$7.16
Fixed Rate30%20 Yrs.5.75%5.750%$7.02
Fixed Rate10%25 Yrs.7.25%7.250%$7.23
Fixed Rate20%25 Yrs.6.50%6.500%$6.75
Fixed Rate30%25 Yrs.6.25%6.250%$6.60

Maximum Loan Term = 20 Years for Loan Amounts up to $24,999 and ALL Single Wide Homes
Maximum Loan Term = 25 Years for Loan Amounts $25,000 and above on Double Wide Homes

Payments do not include amounts for taxes and insurance premiums, if applicable.

Manufactured Home and Land Loan Financing Available

*Monthly loan payment per $1,000 borrowed is based on the interest rate and maximum loan term quoted for each loan product.
Annual Percentage Rate is based on the index for the week of: October 1, 2021

Subject to Credit Approval

The interest rates quoted are subject to revision without prior written notice.

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First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
Equal Housing LenderFDIC