Home |  Locations |  Site Map |  Contact Us | 


Manufactured Home Only Loans

Rates Effective as of December 14, 2022

The following loan rates are available for manufactured homes located within the Lower Eastern Shore of Maryland, Accomack County, Virginia and Lower Delaware.

New & Current Year Single and Double Wide Manufactured Home Only

ProductDown PaymentMax. TermInterest RateAPR*Payment per $1,000.00
Fixed Rate10%10 Yrs.7.750%7.750%$12.00
Fixed Rate20%10 Yrs.7.000%7.000%$11.61
Fixed Rate30%10 Yrs.6.750%6.750%$11.48
Fixed Rate10%15 Yrs.8.000%8.000%$9.56
Fixed Rate20%15 Yrs.7.250%7.250%$9.13
Fixed Rate30%15 Yrs.7.000%7.000%$8.99
Fixed Rate10%20 Yrs.8.250%8.250%$8.52
Fixed Rate20%20 Yrs.7.750%7.750%$8.21
Fixed Rate30%20 Yrs.7.500%7.500%$8.06
Fixed Rate10%25 Yrs.9.000%9.000%$8.39
Fixed Rate20%25 Yrs.8.250%8.250%$7.88
Fixed Rate30%25 Yrs.8.000%8.000%$7.72

Maximum Loan Term = 20 Years for new Single Wide Homes
Maximum Loan Term = 25 Years for new Double Wide Homes

Manufactured Home and Land Loan Financing Available

*Monthly loan payment per $1,000 borrowed is based on the interest rate and maximum loan term quoted for each loan product.
Annual Percentage Rate is based on the index for the week of: May 5, 2023

Payments do not include amounts for taxes and insurance premiums, if applicable.

Subject to Credit Approval

The interest rates quoted are subject to revision without prior written notice.

Back to Top

First Shore Federal | 106 S. Division St., Salisbury MD 21801 | 410-546-1101
Equal Housing LenderFDIC